I have read the correspondence upon the subject of multiple insurance with great interest. Motorcycle insurance is much better organised in this respect. Both my wife and I have Motorcycle Rider policies with the Norwich Union. As the name implies, these policies cover the rider rather than the machine(s). In fact, no machine details are requested by the company, bar cubic capacity, and policies are available for either up to 350 c.c. or for unlimited capacity (double-engined Harley-Davidson, anybody?). Thus, for two premiums, both my wife and I are insured to ride any of the four bikes which we own, or anyone else’s.
There is a certain logic in this because, although we consider ourselves to be reasonably competent motorcyclists, we find it extremely difficult to ride more than one machine each at any given time.
Alnwick D. M. LANDERS