The dreaded ban

Sir,

I am sure that your readers will know of one or more of the organisations who offer insurance against being immobilised in the event of losing one’s licence either under totting-up procedure or the breathalyser. I am a member of the Car Drivers Protection Association, Chauffeurplan to which I have subscribed far a number of years. I have heard various remarks which suggest that these organisations are all too readyto accept the membership fee but are not always as ready to pay out the benefits.

I was stopped by the police for what was to be toy third speeding conviction. I remembered my policy which I duly dusted and applied for benefits. My application was not made within the prescribed time limit set down in the conditions but none the less it was accepted.

Understandably the policy does not cover legal costs and after my case had been heard and my advocates were successful in persuading the magistrates to let me keep my licence, albeit for a very heavy fine, I wrote to Chauffeurplan to advise them that I would not require to call upon the policy. To my delight they requested details of my costs for my solicitor and barrister and made me an ex gratia payment of 50% towards them. I feel that they deserve recognition and would appreciate your consideration towards possibly publishing my letter.

Hale S. R. DOBSON